I've been with Netspend when it first came out. The service is canceled if the customer has a negative balance for more than 30 days … So far, I've depended on that part of it.
This means that you would not incur typical overdraft charges of $15 if you go over the amount on your …
Netspend charges $15 per overdraft transaction up to a maximum of three transactions each … Netspend charges $15 per overdraft transaction up to a maximum of three transactions each month. Fee if you stop using the card. It's very easy to use and you can load your money locally. Customers must enroll and have at least one direct deposit of $200 or more every 30 days. Unlike some prepaid cards, Netspend charges an inactivity fee of $5.95 if there’s no card activity for 90 days.
Netspend offers their customers a free purchase cushion or overdraft buffer of $10. Original review: Feb. 24, 2020. Closing the account can cost you.